Mortgage Refinance

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Mortgage Refinance

Selling Your Business Note

Before I go further, let me ask a question- if you won the lottery tomorrow, would you take the payout in a lump sum or in monthly payments?Most people would take a lump sum because even though it might be less than the total prize, they would have control over... Read More

Are Biweekly Mortgages Really Worthwhile?

You may have heard people, especially mortgage lenders, extolling the virtues of biweekly payments, saying that you can save thousands of dollars and take 5-7 years off your mortgage--and then offering to set up a biweekly plan for you for as little as $400. But you don't have to spend... Read More

Bankers Dont Want You to Know That You Pay for Your No Cost Home Loan Forever

With mortgage rates continuing on a downward trend, the competition in the business is fierce. A day never passes that I don't hear some crazy advertisement about a new loan program that XYZ mortgage company has and no one else offers. One of the oldest programs remains steadfast in both... Read More

How Good a Deal Is Your Banks Mortgage Insurance Plan?

When you go to the bank to get a mortgage, you'll inevitably be asked to take out mortgage insurance. The idea behind mortgage insurance is simply that if something happens to you or your spouse then your loan will be paid off which is good news for your family and... Read More

Total Cost Of Credit vs Monthly Payments

I read a press release the other day which points to the fact we need to be very careful with our finances. The subject of the release was home mortgages. A company was announcing the availability of 40 year mortgages for its customers. The stated purpose was to lower the... Read More

A New Choice for Home Financing: Correspondent Lenders

When you begin your search for a new home loan, one of the first things to consider is where you'll get the money. Your basic choices will be mortgage brokers and banks.Your first instinct may be to go with your local bank, who you know from doing business with them... Read More

Housing Bill - Changes in the Right To Buy Scheme

Presently council tenants are able to purchase their rented property after 2 years of tenancy. However, this is about to change. As of the 18th January 2005, the new Housing Bill becomes law and the current 2 years will change to a period of 5 years. This means, that once... Read More

Understanding a UK Commercial Mortgage

In many ways a commercial mortgage is just like a residential mortgage in that you pledge real property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose.When you... Read More

Understanding UK Bridging Finance

Bridging finance, also referred to as "bridge loans" and "bridging loans", have nothing at all to do with re-constructing the London Bridge. Bridging finance is typically a short-term loan that a business uses to supply cash for a real estate transaction until permanent financing can be arranged. The word "bridge"... Read More

Free Home Equity Loan Information

Home equity loan information can sometimes be confusing and misleading. I have written this article to properly explain home equity loans. Basically equity is the difference between your home's appraised -- or fair market value and the outstanding mortgage balance you owe on your home. Borrowing against the equity built... Read More

In The News:

Senior Hamas commander killed in airstrike
Wed, 12 May 2021 04:34:00 +0100
Hamas militants have announced one of their most senior leaders in Gaza has been killed in an airstrike amid the worst violence in the region since 2014.

Israel-Gaza conflict: What is happening and who is involved?
Wed, 12 May 2021 15:59:00 +0100
The worst violence between Israel and Palestinian groups since 2014 has been seen in recent days, with the conflict escalating over the final Ramadan weekend.

War criminal convicted over Srebrenica genocide to be sent to UK prison
Wed, 12 May 2021 14:59:00 +0100
Radovan Karadzic - the Bosnian Serb political leader convicted over the Srebrenica genocide - is to be transferred to a UK prison to serve the remainder of his sentence.

Bodies wash up on banks of Ganges as COVID deaths pass 250,000 on India's deadliest day
Wed, 12 May 2021 11:13:00 +0100
Bodies of COVID-19 victims have washed up on riverbanks in India as the country endured its deadliest day of the pandemic so far.

COVID pandemic was 'preventable disaster' and declaring emergency earlier could have saved 3.4m lives - report
Wed, 12 May 2021 11:39:00 +0100
The World Health Organisation should have declared a global emergency earlier than 30 January 2020 and recommended travel restrictions to prevent the outbreak of the COVID pandemic, a panel has said.

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