Maintain your old Siemens Hipath system

Loan Options for College Students

You just finished high school and realize you have two months to work and save up for your very expensive post secondary education. Your parents are willing to help you out a bit, you have a very impressive $4.32 stashed in your savings account, and you have a rewarding job at Wal-Mart 3 days a week. You should be set right? Wrong. College and university is one of the biggest financial commitments you will make during your life. . Most students get a loan of some sort and almost all have credit cards. That's why it's important to know you have options

Government Student Loans

Here in Canada and in many parts of the world there are government student loan programs which almost anyone is eligible for. The loan amount is usually based on a number different factors including, how much financial support you are receiving from parents, and the total cost of tuition and other fees. The major benefit to a government issued student loan is that most require repayment only after you have completed your studies. However, like any loan, a heavy interest rate is the downside.

Student loan through a bank

Most major financial institutions offer student loans or student line of credit. There are several benefits to this form of loan. Most often the interest rates are reasonable, and minimal payment is usually expected. Most banks even further the convenience by attaching the loan to an existing account, or by giving you a credit card. Remember, banks "bank" on the fact that you will spend that money.

Credit cards

Many students rely on their credit card(s) to get them through school. On a short term basis, credit cards are a great source of cash which is easily accessible However unlike a loan, you have to start paying back immediately (monthly), often with outrageous interest rates. Most times, students rely too much on credit cards and find themselves having money trouble before the school year is even finished. And once a credit card is "maxed" and you are unable to pay the minimal payment, additional interest rates and "service" fees are attached.

College educations are not cheap. In fact, tuition fees go up by staggering numbers every year. The truth of the matter is, unless you have parents who are willing to flip the bill or some other support, you are likely going to need a loan or some sort of financial assistance. The best advice is to educate yourself. Know what is involved in a loan, know the interest rates, and know your responsibility of payment. A four year education is an awesome financial burden, so it's important to know your options.

Ron is the CTO for Dice Ventures Inc an internet holdings and development company. For more student information check out this Student loan site or our Canadian MBA resources.

In The News:

Lockdown protests intensify in China as UK journalist 'beaten and kicked by police' covering unrest
Sun, 27 Nov 2022 22:16:00 +0000
Protests against stringent COVID restrictions have intensified across China - as a British journalist was beaten and kicked by police.

Ruling party will be watching as unprecedented protests break out in China, but so too will the world
Sun, 27 Nov 2022 16:54:00 +0000
As night fell in Shanghai, they gathered in their hundreds.

Chinese Communist Party faces threat not seen since protests that led to Tiananmen Square massacre
Sun, 27 Nov 2022 19:11:00 +0000
These protests are momentous. Wherever they lead, they are already hugely significant.

School frozen in time since it was used as bomb shelter
Sun, 27 Nov 2022 19:55:00 +0000
The date scribbled on the blackboard of a classroom in southern Ukraine still reads 23 February.

What's being done about 'murder-for-hire' sites on the dark web, and how dangerous are they?
Sun, 27 Nov 2022 05:05:00 +0000
At some point in our lives most of us have done something to upset someone.



tikatoshop.it

Erfahrungen mit Pallhuber Wein
Agen Bola SBOBET Terpercaya

Travel in comfort and at your leisure with CT Airlink Limousine & Car Service for top quality private transportation and exceptional customer service. We operate Sedans, SUVs & Vans for CT Car Services to covering all Connecticut airports including Car Service from CT to Newark Airport , Mohegan Casino Uncasville CT, Foxwoods Casino Mashantucket CT, Manhattan Cruise Terminal NYC, Brooklyn Cruise Terminal NYC and Bayonne Cruise Terminal NJ. CT Airlink hire licensed and friendly chauffeurs who have in-depth knowledge of the Areas.

Bridge Loan

A buyer of a new home may find himself or... Read More

How to Get a Secured Loan UK

Living in the United Kingdom, you might find yourself in... Read More

Long Term Unsecured Loan?

In order to understand qualifications for loan approval, let's examine... Read More

Guide to Personal Secured Loans

Here is a useful guide to personal secured loans. A... Read More

Facts You Should Know About Types of Loans

When you set out to borrow, you often come across... Read More

Cash Loans: The Good, the Bad, and the Debt-Free

Happiness is what they're selling. Relief from the crushing weight... Read More

Where to Look for Bad Credit Loans

When trying to locate bad credit loans, many people find... Read More

Refinance Your Car Loan - 3 Tips For Refinancing Your Auto Loan Online

Refinancing your car loan is an ideal way to lower... Read More

No Credit? ? You Will Need a Bad Credit Loan

So you have never taken out a loan? You don't... Read More

A Beginners Guide to Online Loans

If you're just beginning to look at online loans, you... Read More

What is an Auto Loan?

An Auto loan is basically another name for a car... Read More

125% Equity Home Loans

If you are a homeowner in need of a home... Read More

Alternative Ways to Avoid Payday Loan

If you spend more than you earn on a regular... Read More

How to Find Cheap Loans UK

For the individual in need of cheap loans UK, it... Read More

Auto Loan Buying Tips

Have you ever felt like you bought an auto and... Read More

When is a Commercial Lender not a Commercial Lender?

A Commercial Lender is Not a Commercial Lender When it... Read More

PayDay & Cash Advance Loans Online ? How Do Online Payday Loans Work?

How online payday loans or cash advance loans work? Online... Read More

Short Term Solutions to Cash Flow Problems

If you're in a crunch for money, either because of... Read More

Finding the Bad Credit Personal Loans that You Need

It can seem impossible at times to get bad credit... Read More

What are Home Improvement Loans?

Home improvement loans are loans specifically designed by loans companies... Read More

Holiday Personal Loans ? When the Traveller Within You Wants to Break Free

If you are a traveller by heart then perhaps every... Read More

Factoring vs. Bank Loans

Is factoring a type of loan?No. Even though invoice factoring... Read More

Why Payday Loans Should Be Avoided

If you are considering getting a payday loan for the... Read More

What is a Home Improvement Loan?

A UK Home Improvement Loan Can Give You The Home... Read More

Personal Loans - To Make A Personalized Financial Agenda

The phrase 'tailor-made' ought to be made for personal loans.... Read More