Maintain your old Siemens Hipath system

When A Two-Salary Income Fails

While this may not apply to everyone, you may find that a second salary brings in substantially less than you thought it would. In the beginning, Rachael thought that since she and her husband were just about breaking even as a couple, that staying home with the new baby would not work -- infant needs seemed endless. So she went back to her old job.

After a few weeks, they decided to actually calculate their bottom line with and without her weekly pay. This should not have been a surprise because there was still no extra funds at the end of the month. Rachael's second income necessitated extra expenses resulting in a near-breakeven budget once again.

When you consider the hidden expenses of a two-income household you must include the obvious ones like child care and commuting costs. Add to this -- order-out lunches, and those quickie dinners like take-out or prepared heat 'n serve selections. Office clothes and dry cleaning will apply to some.

Increased exposure to common illnesses for the child in daycare caused Rachael's absence from work more often than her single co-worker taking another bite out of her weekly paycheck. Rachael's second salary pushed them into a higher income tax bracket bringing an added burden at tax time.

If a two-salary income doesn't work any better than the one-salary did, then your answer has to be the Internet. To accomplish this without household friction, you must have three things going for you: (1) partner's cooperation: he/she must be willing to share some of the household duties without complaint. (2) your flexibility: to be able to work odd hours like when the baby sleeps, and (3) the biggest of all, sacrifice: working at home will mean giving up a few things until your Internet income equals what you earned offline.

When new mothers were asked what they would be willing to sacrifice to stay at home and work, some of their answers were:

  • Selling the second car to save on taxes, ins, and loan payments

  • Cable TV

  • Wal-Mart weekly stops

  • Cigarettes; a costly as well as unhealthy expense

  • Dinners out

Some added their willingness to shop for baby clothes at the thrift-store (they were surprised at the bargains). And almost all have begun coupon shopping; a big savings on the food budget.

The latest research states that 8,500 new home businesses are started every day in the U.S. So if you have been lifting couch cushions looking for loose change, get in on the Internet opportunities but you must be open to all possibilities. When you limit your focus, you limit your choices of income.

Opportunities such as Clickbank or Payaah are two popular avenues that can set you up in a heartbeat with multiple programs under one umbrella. You can hit the ground running, and explore other offers at your leisure.

Works for me.

© 2004 Esther Smith

About The Author

Esther Smith is editor of Partners-For-Profit Newsletter; always a good read, and publisher of http://thepermanentventure.com

editor@thepermanentventure.com

In The News:

India fire: Relatives identify victims from photos on police phones
Sun, 08 Dec 2019 16:06:00 +0000
A "horrific" factory fire in India is believed to have been caused by an electrical short circuit - as relatives of workers trapped inside identified victims from photos on police officers' phones.

Trump says Kim is too smart for hostile act after 'missile test'
Sun, 08 Dec 2019 04:41:00 +0000
President Donald Trump says North Korea's leader "has too much to lose" to act in a hostile way, after the secretive state's latest military test.

Landslip strands 'up to 1,000' at popular tourist site in New Zealand
Sun, 08 Dec 2019 22:21:00 +0000
A large landslip has left up to 1,000 people stranded at a popular tourist site in New Zealand, according to the country's civil defence.

Saudi Arabia lifts ban on gender segregation in restaurants
Sun, 08 Dec 2019 16:46:00 +0000
Women will no longer have to be segregated from men in restaurants in Saudi Arabia, according to the country's government.

Travel disruption as Storm Atiyah hits UK and Ireland
Sun, 08 Dec 2019 20:44:00 +0000
Storm Atiyah has hit Wales, southwest England and Ireland, forcing flight cancellations and diversions, and causing power outages in several areas.



tikatoshop.it

Erfahrungen mit Pallhuber Wein
Agen Bola SBOBET Terpercaya

Travel in comfort and at your leisure with CT Airlink Limousine & Car Service for top quality private transportation and exceptional customer service. We operate Sedans, SUVs & Vans for CT Car Services to covering all Connecticut airports including Car Service from CT to Newark Airport , Mohegan Casino Uncasville CT, Foxwoods Casino Mashantucket CT, Manhattan Cruise Terminal NYC, Brooklyn Cruise Terminal NYC and Bayonne Cruise Terminal NJ. CT Airlink hire licensed and friendly chauffeurs who have in-depth knowledge of the Areas.

How to Start a Conversation With a Woman

Last week I had the easiest pick up and seduction... Read More

Charisma, Love and Health

This is an amazing story. It's about my friend Robert.... Read More

Great Relationships - 3 Things to Avoid, 3 Things to Do

"Almost no one is foolish enough to imagine that he... Read More

Can Men And Women Be Friends? Or When Harry Met Sally Did He Really Just Want to Jump Her Bones?

Men and women can't really be just friends, can they?... Read More

True Friendships - How to Get True Friends and Friendships

True Friendship - RecognitionHow can we find true friendships in... Read More

How to Get Over a Breakup

This is one of the most difficult parts of a... Read More

The Secret Power of Romance and How It Can Work for You

There are some men who will never understand the importance... Read More

Clues to Help You Bust the Undercover Married Man, Before You Fall in Love

If your Knight in shining armor still hasn't come galloping,... Read More

Your Beloved Soldier Is Coming Home ? Now What?

Your Beloved Soldier Is Coming Home ? Now What?Laura anxiously... Read More

How Often do you Think About What you are Going to Say?

How often do you think about what you are going... Read More

Thinking Lingerie on Super Sunday?

February will bring with it one of the most important... Read More

Whos Watching You? Men Arent The Only Stalkers

For decades, the label "stalker' has been tattooed as a... Read More

Are Men and Women Really from Different Planets?

Are men really from Mars, and women from Venus?'what women... Read More

What Does Relational Success Look Like? (Characteristics Of A Growing Relationship)

RELATIONAL SUCCESS...Loving in the good times -- and the not-so-good... Read More

Cheating Spouse: 7 Legitimate Motives for Spying

Should you spy on your cheating husband or wife? You... Read More

Assuming Personal Responsibility in Relationships

Stephen Covey in 7 Habits of Highly Effective Families says... Read More

Improve Your Relationship by Taking Care of Yourself First

It's important for you to take care of yourself before... Read More

10 Ways to Seduce A Woman

I have written this article by request but want to... Read More

Essense of Infidelity

On one very popular web site there were 260 posts... Read More

Improve Your Love Luck with Feng Shui!

Are you tired of looking for love without success? If... Read More

Relationship Advice: Voices of Experience on the Radio

A few years back I was on a radio talk... Read More

3 Principals That Will Keep a Long Lasting Relationship

Many of us have had a broken heart and hurt... Read More

Relationship Tips 101

In this article I'd like to share what the research... Read More

Catch A Cheating Husband the Easy Affordable Way

Many women mistakenly believe they need to hire a private... Read More

Three Qualities of a Good Relationship

All relationships have some adjustment periods, but being hurt shouldn't... Read More