Maintain your old Siemens Hipath system

When A Two-Salary Income Fails

While this may not apply to everyone, you may find that a second salary brings in substantially less than you thought it would. In the beginning, Rachael thought that since she and her husband were just about breaking even as a couple, that staying home with the new baby would not work -- infant needs seemed endless. So she went back to her old job.

After a few weeks, they decided to actually calculate their bottom line with and without her weekly pay. This should not have been a surprise because there was still no extra funds at the end of the month. Rachael's second income necessitated extra expenses resulting in a near-breakeven budget once again.

When you consider the hidden expenses of a two-income household you must include the obvious ones like child care and commuting costs. Add to this -- order-out lunches, and those quickie dinners like take-out or prepared heat 'n serve selections. Office clothes and dry cleaning will apply to some.

Increased exposure to common illnesses for the child in daycare caused Rachael's absence from work more often than her single co-worker taking another bite out of her weekly paycheck. Rachael's second salary pushed them into a higher income tax bracket bringing an added burden at tax time.

If a two-salary income doesn't work any better than the one-salary did, then your answer has to be the Internet. To accomplish this without household friction, you must have three things going for you: (1) partner's cooperation: he/she must be willing to share some of the household duties without complaint. (2) your flexibility: to be able to work odd hours like when the baby sleeps, and (3) the biggest of all, sacrifice: working at home will mean giving up a few things until your Internet income equals what you earned offline.

When new mothers were asked what they would be willing to sacrifice to stay at home and work, some of their answers were:

  • Selling the second car to save on taxes, ins, and loan payments

  • Cable TV

  • Wal-Mart weekly stops

  • Cigarettes; a costly as well as unhealthy expense

  • Dinners out

Some added their willingness to shop for baby clothes at the thrift-store (they were surprised at the bargains). And almost all have begun coupon shopping; a big savings on the food budget.

The latest research states that 8,500 new home businesses are started every day in the U.S. So if you have been lifting couch cushions looking for loose change, get in on the Internet opportunities but you must be open to all possibilities. When you limit your focus, you limit your choices of income.

Opportunities such as Clickbank or Payaah are two popular avenues that can set you up in a heartbeat with multiple programs under one umbrella. You can hit the ground running, and explore other offers at your leisure.

Works for me.

© 2004 Esther Smith

About The Author

Esther Smith is editor of Partners-For-Profit Newsletter; always a good read, and publisher of http://thepermanentventure.com

editor@thepermanentventure.com

In The News:

Houthi rebels want to freeze military operations in Yemen
Mon, 19 Nov 2018 09:27:00 +0000
Yemen's Houthi rebels say they will freeze military operations if the Saudi-UAE military alliance is prepared to do the same.

Migrant caravan bears hallmarks of Syria exodus
Mon, 19 Nov 2018 03:55:00 +0000
This isn't a full on humanitarian crisis yet but it soon could be.

North Korea defector: My generation has no loyalty to Kim Jong Un
Mon, 19 Nov 2018 07:34:00 +0000
A North Korean soldier who was seriously injured when he defected to the South in a hail of bullets believes his generation has no loyalty towards leader Kim Jong Un.

Trump: I won't listen to 'vicious' Khashoggi killing tape
Sun, 18 Nov 2018 14:31:00 +0000
Donald Trump has said he has been fully briefed on a "vicious and terrible" audio recording of the killing of journalist Jamal Khashoggi, but does not want to listen to it himself.

Finland baffled by Trump raking comments
Mon, 19 Nov 2018 07:31:00 +0000
Finland has been left baffled after Donald Trump praised the country for managing its massive forests by raking.



tikatoshop.it

Erfahrungen mit Pallhuber Wein
Agen Bola SBOBET Terpercaya

Travel in comfort and at your leisure with CT Airlink Limousine & Car Service for top quality private transportation and exceptional customer service. We operate Sedans, SUVs & Vans for CT Car Services to covering all Connecticut airports including Car Service from CT to Newark Airport , Mohegan Casino Uncasville CT, Foxwoods Casino Mashantucket CT, Manhattan Cruise Terminal NYC, Brooklyn Cruise Terminal NYC and Bayonne Cruise Terminal NJ. CT Airlink hire licensed and friendly chauffeurs who have in-depth knowledge of the Areas.

Dangerous Relationship?

I will in this article cover some of my own... Read More

Romantic Tips - Keeping Romance Alive

You've been in a relationship for quite some time and... Read More

Relationship Problems Have Warning Signs

Families are made up of individuals; men, women, and children.... Read More

What Every Woman Should Know About Men and Romance

Men and women think differently about romance.Men are goal-oriented. They... Read More

Relationship Tips: 16 Practical Dramatic Ways to Know if He/She is REALLY Changing

Every relationship hits a snag, or worse, a major crisis... Read More

Gag Gifts

Gag gifts can be very funny. They can also cause... Read More

Bring Back the Cilice Belt

Among Dan Brown's many accomplishments is bringing the cilice belt... Read More

Importance Of Background In A Relationship

Should coming from the same background be a major issue... Read More

7 Things You Must Know About Women

Most men find women mysterious and confusing. You find us... Read More

Are You My Soul Mate?

I'm always dumbfounded when someone walks up to me and... Read More

7 Steps To Creating A Healthy Relationship

Everything in life, in order to be a success, requires... Read More

Did He Think of Me?

As a betrayed partner this was one of the first... Read More

Victorias Secret Disclosed!

SHHHHHH, don't tell anybody, but, I know the secret.It all... Read More

Aromatherapy : A Scent Away for Great Relationships

Is it possible that a scent can make you more... Read More

How Often do you Think About What you are Going to Say?

How often do you think about what you are going... Read More

The Thoughts that Occupy the Minds of Most Men

Please note that this is not an attempt to give... Read More

Love - Entrepreneur Style

For many of us, love has become a distant ideal.... Read More

Wow, Grandma Is Dating!

Wow, Grandma Is Dating!When Lena, 52, began dating, her son,... Read More

Couples - Learn to Work Together to Solve Problems

Q. There has to be some way around the continuing... Read More

Getting Out... Together

So many things in society today try to urge us... Read More

The Sponge Pattern

Relationships. They're complicated, right? At least that's what we've been... Read More

Infidelity: Spying is NOT Revenge

Do not use what you find on your cheating spouse... Read More

Clues to Help You Bust the Undercover Married Man, Before You Fall in Love

If your Knight in shining armor still hasn't come galloping,... Read More

The Five Second Flirt Technique

The first thing you want to do is to get... Read More

Finding Love With Feng Shui

If true love has been eluding you, you could increase... Read More