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Money Saving Tips. Maximize Savings on Everyday Items!

Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More

Top 10+ Ways to Jumpstart your New Year?s Finances!

Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?

I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More

Budget Planning - Its Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More

Save Money on your Clothing Budget. Tame the Closet Monster!

Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More

More Money? My Cup Runneth Over...But Im Still Thirsty

Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More

How to Draw a Personal Budget that Works

Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More

5 Ways to Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More

A Fresh Start for Family Finances in 2005

While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More

Money Matters: Strengthen Your Marriage by Putting Finances in Order

Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More

In The News:

Incumbent Yoweri Museveni declared winner of Uganda presidential election
Sat, 16 Jan 2021 12:44:00 +0000
Yoweri Museveni has been declared the winner of the Uganda presidential election with 58.64% of the total votes, according to the country's electoral commission.

'Very special moment' as Nepali sherpas are the first to reach top of K2 in winter
Sun, 17 Jan 2021 00:36:00 +0000
A team of Nepalese sherpas has made history by scaling the world's second-highest peak during the winter season.

Serious threat of 'armed, disturbed people' at Biden inauguration, warns ex-FBI boss
Fri, 15 Jan 2021 14:53:00 +0000
Former FBI boss James Comey has told Sky News he is worried about the threat of violence from "armed, disturbed people" at Joe Biden's inauguration.

NASA's 'megarocket' roars into life - but only briefly, putting launch in jeopardy
Sun, 17 Jan 2021 03:49:00 +0000
NASA's deep space exploration rocket has briefly ignited its four engines for the first time.

India begins vaccine roll-out and aims to administer 300 million jabs by August
Sat, 16 Jan 2021 09:46:00 +0000
India has began its ambitious project of vaccinating its 1.3 billion citizens - as it aims to administer 300 million jabs by August.

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What Are We Teaching our 2005 Graduates about Money?

Now that we are in the month of June I... Read More

Planning Your Financial Future

Millions of people give a lot of thought to financial... Read More

The Wright Place - Finances

Women have a love/hate relationship with money. Most of us... Read More

How To Survive The Grocery Shopping Blues

If you are the normal consumer, then you've probably experienced... Read More

University: A Course in Personal Finance

Recent findings from the Educational Policy Institute indicated that the... Read More

How To Protect Yourself Against Identity Theft

Identity theft is a serious crime that continues to grow.... Read More

When do You Need a Financial Management Company on Your Side?

We live in a crazy world. Someone ought to sell... Read More

Family Money Management: The Importance of Agreement

Are you having problems with debt? Are you afraid to... Read More

How to Save for A Down Payment

Saving for a Down Payment is hard work, so it's... Read More

Budgets And Eating - Can They Co-Exist?

Whatever your reason for having a tight budget, the truth... Read More

How to Attain Your Dreams on a Single Income

If you recently became a single parent and see your... Read More

What is ChexSystems?

Commonly referred to as the first of the three major... Read More

Budget Planning - Its Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes... Read More

How To Free-Up 10% to 15% of Your Income

Would you be interested in freeing up 10% to 15%... Read More

Budgeting Your Way to Financial Freedom

Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More

Save Money on Groceries: Part I

One universal of humanity, no matter who you are or... Read More

The Benefits of Banking Online

How many drawers did you have to look through to... Read More

Take Control and Master Your Kitchen

Those who keep a watchful eye on where their money... Read More

One Income Source Is Not Enough!

My personal opinion is that in today's new economy, it... Read More

If I Had a Structured Settlement, I Would Use It to Pay for Gas

Has anyone been to the gas pumps lately? Soon $3... Read More

Saving Money On Gasoline For Your Automobile

The gas that we fill our tanks with every week... Read More

10 Steps To Improve Your Financial Situation

Here are ten steps you can follow to help improve... Read More

Healthy Eating On A Budget

It is possible to eat a healthy, balanced diet without... Read More

Debt Management ? Watch Out for Bank Fees!

During the last twenty years, banks have offered a number... Read More

Should You Borrow From Your 401(k) Account?

If you have a 401(k) account, it can be very... Read More