Maintain your old Siemens Hipath system

Dont Let The Good Times Bury You

It is vital to get rid of debt while things are going well. Yet the opposite is usually the case. Human nature is such that when we find ourselves living in good times, we let down our defenses. With our lives going great we seem to make the worst decisions. It's not hard to understand why this happens. We believe things will always be better in the future, "When I'm done with school, When I get a better paying job, I'm sure I will get that promotion."

With this attitude, that extra lump sum of money, or the raise at work, is used as a springboard to increase your personal debt. After all you can now afford better this, bigger that. You assume in your linear view of life that tomorrow will take care of everything. You don't become concerned with your debt load, until you no longer can make the payments.

When you begin to feel the squeeze of debt, you want some quick fix to get you out of trouble. Unfortunately there are no quick fixes for debt that will leave you (or your credit report) unscarred.

But why should it be any different from other areas of your life? If you know a food will give you heartburn you take a pill and, "presto," you may eat any thing you like. If you can't find time to exercise, just take a pill and watch those pounds melt away.

The economy is built on the same "I want it now," principle. If you want an item, you just whip out the plastic. You need it now. You will figure out later how to pay for it. When your plastic can take no more, you want out of debt in an easy way. You begin looking for the magic pill. Unfortunately the drugstore closed a long time ago.

A woman, who I know casually, had no problem taking on more debt because she saw herself able to handle the extra payments. She reasoned, if everything remained the same she could handle the drain on her income. So she bought some expensive gift items on her cards and began making the monthly payments.

She found out rather quickly she could not see into the future very well. Her car gave out on her. The repairs exceeded the value of the car. She needed one for work, so she bought another.

The new payment wiped out the tiny cushion she had each month and also made it impossible to pay on her credit cards and store accounts. Today she finds herself hounded by her creditors and unable to pay them anything.

What she should have done, and what you should do, is pay off your debt while you can and not take on any more. Whatever extra you have each month should be applied toward getting out of debt in a systematic way. Until you are debt free, you should order your life to make it a top priority.

Life's pressures are more easily handled without money worries dogging you. Then when those big promotions, with those big raises come along, you will be trained to put some aside. And without debt to take care of, you can. The goods times then, truly, will be the good times.

(c)2004 David Wilding

David Wilding has worked with individuals and groups to help them get rid of debt. He has, for the past ten years, attempted to change attitudes toward and the acceptance of personal debt. Visit his website http://www.debtattack.com for more ideas, tools, and strategies to make yourself debt free.

In The News:

Spain rescues hundreds of migrants on boats
Sat, 23 Jun 2018 13:59:00 +0100
Spanish authorities have rescued 569 migrants whose boats were attempting to cross from North Africa to Europe.

Grenade thrown at Ethiopia PM: One dead, many hurt
Sat, 23 Jun 2018 11:19:00 +0100
At least 83 people have been injured in an explosion at the first rally of Ethiopia's new prime minister in the capital Addis Ababa.

Saudi Arabia poised to lift ban on women drivers
Sat, 23 Jun 2018 01:44:00 +0100
From midnight on Saturday women will be allowed to drive in ultra conservative Saudi Arabia - it's the only country on Earth where women drivers are currently banned.

Jogger held for two weeks for crossing into US by mistake
Sat, 23 Jun 2018 13:14:00 +0100
A French woman says she ended up being detained for two weeks in the US after crossing the border from Canada by mistake while jogging on a beach.

Two critically hurt in gas explosion felt miles away
Sat, 23 Jun 2018 14:45:00 +0100
Two people have been critically injured after a gas explosion at a house in Ohio.



tikatoshop.it

Erfahrungen mit Pallhuber Wein
Agen Bola SBOBET Terpercaya

Travel in comfort and at your leisure with CT Airlink Limousine & Car Service for top quality private transportation and exceptional customer service. We operate Sedans, SUVs & Vans for CT Car Services to covering all Connecticut airports including Car Service from CT to Newark Airport , Mohegan Casino Uncasville CT, Foxwoods Casino Mashantucket CT, Manhattan Cruise Terminal NYC, Brooklyn Cruise Terminal NYC and Bayonne Cruise Terminal NJ. CT Airlink hire licensed and friendly chauffeurs who have in-depth knowledge of the Areas.

Bankruptcy: What the New Law Means to You

On April 20 of this year, President Bush signed a... Read More

Learn How to Get out of Debt

Debt is becoming number one problem in the United States... Read More

Budgeting and Debt Management

Debt management (specifically unsecured) is the first step to taking... Read More

What Is A FICO Score?

Your FICO score or credit score as it's commonly called... Read More

Debt Relief with this Simple Formula

Is there a way to get out of debt without... Read More

5 Ways to Get Out of Debt

It has been said that everyday more and more people... Read More

Dealing with Thingitis

Debt is quickly becoming an epidemic in America. However, through... Read More

Bankruptcy - Your Fresh Start

Most American consumers are living too close to the edge.... Read More

Debt Elimination 3

Planning To Achieve Debt EliminationOnce you have started the process... Read More

How to Deal with Bill Collectors

So you've screwed up. You're drowning in debt. Maybe the... Read More

The Human Side - Debt Stress

In all the technical discussion you hear about credit... Read More

Budget the Luxuries First!

Strictly speaking, his advice was preceded by another Heinlein maxim... Read More

Bankruptcy As An Option

If your financial worries are preventing you from sleeping at... Read More

Why You Should Get Out of Debt Today?

The main reason for getting out of debt today, is... Read More

Tips To Take Control Of Debt Collection

Yes, debt collection tips can help. You may think you... Read More

Ten Ways to Get Out of Debt

1) Use your AssetsIf you have assets with some significant... Read More

How To Pay Credit Card Debt Off

If you are determined to pay credit card debt off... Read More

Solutions to Single Mothers in Debt

As a single mother, lets admit it, times get tough.... Read More

The Bankruptcy Code Acknowledges the Validity of the Homestead Exemption

Many times the subject of bankruptcy seems baffling in its... Read More

Is My Credit Card Debt A Problem?

For most Americans, credit card debt is a dangerous and... Read More

Get Debt Free

If you once have been caught in the debt trap,... Read More

Debt Help and Advice for the UK

At some time or another during our lives most of... Read More

Top Ten Reasons People File for Bankruptcy

1. Eliminate the legal obligation to pay many of your... Read More

Bankruptcy Your Best Bet?

Filing bankruptcy is a common practice among the U.S. Over... Read More

Eliminating Credit Card Debt

The overwhelming task of eliminating your debts can often seem... Read More