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Selecting A Credit Counselor; Asking The Right Questions.

When you find yourself thinking about using a credit counseling service, you need to be very careful. You need someone who will help you, not just some pushy sales associate who wants only to sign you up for their service.You are about to place your financial life in someone else's... Read More

How to Get Money When You Are Broke

(Money You Don't Have to Pay Back) 1. One way to get money is to have a yard sale and sell itemsthat you are getting ready to toss away because you don't wantthem any longer. 2. You can always gather shells at the beach and polish and turninto jewelry. 3.... Read More

The Effects of Consumer Debt

Consumer Borrowing Consumer borrowing in the UK has now crashed through the £1 trillion barrier. 80% of this is due to credit card borrowing, loans and mortgages. How are people managing to handle their debt and what effect is debt having on families today?The National Consumer Council reports that 6... Read More

Debt and Your Dreams

You may not realize what that credit card bill is doing to you?Bob is a 27 year old truck driver. He dropped out of college after one year and got a job. With hard work and good luck, he is making about $35,000 a year. Bob is passionate about remaining... Read More

Eight Ways to Consolidate Debt

Next to winning the lottery, a debt consolidation loan is a debtor's dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments.In reality, consolidating bills isn't always easy. If you have a lot of debt, it can be hard... Read More

Are You Beating Up On Yourself About Debt?

When you hear the word "debt", whats the first thought or feeling that comes to you? For most people debt is "bad" or it becomes the "enemy" and is something that should be avoided like the plague.Having debt does not make you a bad person. The more a situation is... Read More

Worried About Debts?

Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?You're not alone. Many people face a financial crisis some time in their lives. Whether the crisis is caused by personal or... Read More

Dont Let The Good Times Bury You

It is vital to get rid of debt while things are going well. Yet the opposite is usually the case. Human nature is such that when we find ourselves living in good times, we let down our defenses. With our lives going great we seem to make the worst decisions.... Read More

Debt Consolidation and Personal Finances: Learn the Truth!

An inability to manage credit, growing debt and bankruptcy are all major problems today. On an average day, over 8,000 people file bankruptcy in the United States alone. The Internet is rife with companies that promise help and salvation; to the uninitiated, their words and assurances prey upon those wanting... Read More

UK Debt When Moving Abroad

The idea of moving abroad to escape debt seems to be more of a common practice these days. People with failed businesses or swamped in debt seem to think moving abroad will give them a fresh start, free from debt and allow them to build a new life.It became obvious... Read More

In The News:

Trump appears to mock Greta Thunberg after passionate UN speech
Tue, 24 Sep 2019 07:08:00 +0100
Donald Trump has appeared to mock teenage activist Greta Thunberg after her passionate speech at the United Nations on climate change.

Change is coming: Greta Thunberg's warning to world leaders
Mon, 23 Sep 2019 15:40:00 +0100
Teenage climate activist Greta Thunberg has told world leaders: "You have stolen my dreams and my childhood with your empty words."

Home Office backtracks after refusing to give Afghan women visas for UK talk
Tue, 24 Sep 2019 08:43:00 +0100
A trailblazing Afghan woman who climbed her country's highest mountain was initially refused entry to the UK to speak at a Royal Geographical Society event, Sky News can reveal.

Google wins 'right to be forgotten' court battle
Tue, 24 Sep 2019 09:01:00 +0100
Google has won a court battle that could have forced it to take requests from around the world to wipe personal information from its search results.

Klopp pledges 1% of his salary to Common Goal charity
Tue, 24 Sep 2019 09:38:00 +0100
Liverpool boss Jurgen Klopp has become the first Premier League manager to sign up to the Common Goal movement - promising to donate 1% of his salary to the charity.

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Debt Consolidation and Personal Finances: Learn the Truth!

An inability to manage credit, growing debt and bankruptcy are... Read More

Bankruptcy: Which Chapter Do I File?

There is more than one kind of bankruptcy. You should... Read More

IVA Information

If you're thinking about an IVA, it is essential to... Read More

Is Independence Overrated?

Happy Independence Day from The Money Motivator!If you don't celebrate... Read More

Slowing Spending - The Key To Your Debt Plans Success

Anyone who embarks on a debt reduction program should know... Read More

Bankruptcy Reform: Designed to Protect Big Business

Who will benefit from the new bankruptcy reform laws? The... Read More

A Debt Elimination Process Must Be Initiated From You.

The first and maybe most important step in a debt... Read More

Creating A Realistic Budget

Budgeting -- ooh, what a scary word! If you want... Read More

Bouncing Back from a CCJ

Should you be unfortunate enough to face a CCJ ?... Read More

5 Ways to Get Out of Debt

It has been said that everyday more and more people... Read More

Selecting A Credit Counselor; Asking The Right Questions.

When you find yourself thinking about using a credit counseling... Read More

Debt Elimination 1

If you have multiple debts, you may well be wishing... Read More

What Are The Benefits and Consequences Of Getting Rid Of Debt The Easy Way

We have all experienced getting so far in debt we... Read More

Eight Ways to Consolidate Debt

Next to winning the lottery, a debt consolidation loan is... Read More

How To Pay Credit Card Debt Off

If you are determined to pay credit card debt off... Read More

Utah, the Nation?s Bankruptcy Capital

Congress recently passed the Bankruptcy Abuse Prevention and Consumer Protection... Read More

How to Deal with Bill Collectors

So you've screwed up. You're drowning in debt. Maybe the... Read More

The Bankruptcy Code Acknowledges the Validity of the Homestead Exemption

Many times the subject of bankruptcy seems baffling in its... Read More

What Is A FICO Score?

Your FICO score or credit score as it's commonly called... Read More

Debt Collectors: Men or Mice?

Who are these people anyway? They viciously harass you and... Read More

Debt

We all know about debt. If you don't have too... Read More

Life After Debt ? Strategies for Dealing with Problem Debt

Honorably and ethically rid yourself of burdensome debts using the... Read More

The Human Side - Debt Stress

In all the technical discussion you hear about credit... Read More

Yes to Less Debt

Feeling stressed by the amount of debts you have? Three... Read More

Mandatory Credit Counseling for Those Considering Bankruptcy

Most Americans are aware of the sweeping changes in U.S.... Read More