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Manage Your Credit Wisely

Getting your first credit card is a big deal and all young people look forward to it with bated breath. We wait for years to be able to apply successfully for out own credit card. This is one of the first things that make us feel like real grown ups. Unfortunately for many they do not have any idea of how to manage the credit once they get it. Just because you feel like an adult does not mean that you know how to act like one. In fact, many real grown ups don't know how to manage their credit any better.

Credit cards are a big responsibility and they are so convenient that you can find yourself in serious debt before you even know it. Who keeps track of all the money they spend each week? No many people. And if you have a credit card with what seems at the time to be unless credit you can easily find yourself spending, and spending, and spending some more.

Credit cards should only be used in case of an emergency. And I don't mean an emergency like you have a hot date and nothing to wear to it. No, I mean a medical emergency or something of that nature. The more you use your credit cared the easier it gets to use it all of the time. Keep your usage down to a minimum at all times.

Credit cards can be used anywhere these days. Even halfway around the world. If you use your card too much you will find yourself paying thousands of dollars in interest each year. Credit is not free, it costs you in the form of high interest rates.

Martin Lukac, represents, #1 Loans USA, a finance web-company specializing in real estate/mortgage market. http://www.1LoansUSA.com

In The News:

French World Cup party: Scenes of joy and violence
Sun, 15 Jul 2018 23:20:00 +0100
While millions of people in France celebrated World Cup victory there were some ugly scenes involving groups of fans who clashed with police.

Pussy Riot claim World Cup pitch invasion
Sun, 15 Jul 2018 20:59:00 +0100
A pitch invasion during the World Cup final between France and Croatia was carried out by the anti-Kremlin punk band Pussy Riot, its social media accounts have claimed.

Five other winners from the World Cup
Sun, 15 Jul 2018 19:00:00 +0100
France put on a thrilling show to win the World Cup final.

Trump has 'low expectations' for summit with Putin
Sun, 15 Jul 2018 16:49:00 +0100
Donald Trump has arrived in Helsinki for a meeting with Vladimir Putin but has struck a note of caution with the two "foes" at loggerheads over Syria, Ukraine, espionage and election interference.

Forget the chaos - what are we actually witnessing with Trump?
Sun, 15 Jul 2018 14:36:00 +0100
Stories drop so thick and fast with Donald Trump that it's vital you stand back and take stock.  



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