Maintain your old Siemens Hipath system

How You Can Help Prevent Identity Theft

How can I prevent Identity theft from happening to me? Never leave your receipt or slip in the ATM or gas pump. Pay attention to your habits, lock up or organize and file your bills, and bank statements. Shred them using a cross shredder before throwing them away.

In a recent article in MSN Money their research showed that 32% of people said they had been a victim of identity fraud by a friend or family, and 13% were victimized by a co-worker. Beware! These people know your patterns and habits.

Some steps you can take to avoid becoming a victim of Identity theft are:

Get a copy of your credit report from all three credit bureaus. (FREE as of 9/1/05!)

Experian, PO Box 2002, Allen TX 75013 www.experian.com 888-397-3742 Equifax, PO Box 740241, Atlanta, GA 30348 www.equifax.com 800-685-1111 Trans Union, PO Box 4000, Chester, PA 19016 www.transunion.com 866-887-2673

Opt out of mailing lists by contacting the credit bureaus above.

Opt out by reading the privacy notice that comes with your credit card and following the instructions.

Call the national Do Not Call Registry at 1-888-382-1222 or visit www.donotcall.gov be sure to call from the number you want to register

Do not carry your Social Security Card in your wallet

Do not print your Social security number on your checks

Do not get your social security number printed on your drivers' license

Do not carry your Medicade card with you, Medicade #'s are your Social security number

Delete any emails from Nigeria, or lottery or prize notifications before opening

Stop credit card offers 888-5-OPT-OUT

Remove your name from national mailing lists by visiting www.the-dma.org or write to:

Mail Preference Service
PO Box 643
Carmel, NY 10512

Install firewall and virus protection software on your computer

Password protect your computer and private personal files

Format your hard drive or physically destroy when disposing of your old computer

When you order new checks, get your first initial printed on them instead of your first name

Use a cross shredder to shred your bills and bank statements or any junk mail

Bring your mail to the post office or secure mail box rather than leaving it in a rural box.

Use only one designated credit card for online purchases

Be sure all online purchases are made through a secure server ? notice the "lock" icon and how the URL address changes from http to https. The S means SECURE.

Do not carry your PIN # in your wallet

Do not use your date of birth as a password or PIN.

Do not give out personal or financial information over the phone.

Grind up or shred back up CD's you are throwing away.

Check your online banking account at least 3 times a week and change your password often.

If you feel you have been a victim of identity fraud, contact the Department of Justice, consumer protection division. They offer mediation with identity theft; they also have a hot line for consumers that is available 8-5 Monday ? Friday. They maintain a database of written complaints that goes back to 1998. They offer seminars to school, seniors or your group.

Be aware that 40 million crooks obtained credit card numbers this past year, "Be Suspicious". Also be aware that most identify theft is not reported, especially when it involves family members, so the statistics are off. These statistics show that consumers lost $5 billion last year when in actuality it is closer to $50 billion. There have been an estimated 9.9 million victims in America.

Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals.

She has written 5 books in her Collecting Money Series and is currently writing a book for the Streetwise Series, part of the Adams Media Corporation. For more information on Michelle's services or to order any of her books please email her at michelle@michelledunn.com or visit http://www.michelledunn.com & http://www.credit-and-collections.com

In The News:

Jamal Khashoggi's body parts found: Sky sources
Tue, 23 Oct 2018 12:34:00 +0100
Body parts belonging to murdered journalist Jamal Khashoggi have been found, according to two Sky sources.

Khashoggi killing 'worst cover-up ever' - Trump
Tue, 23 Oct 2018 21:07:00 +0100
Donald Trump has described the events following the killing of Saudi journalist Jamal Khashoggi as the "worst cover-up ever".

Saudis sign deals worth over $50bn despite western boycott
Tue, 23 Oct 2018 15:50:00 +0100
Saudi Arabia is signing trade deals worth $50bn (£38bn) on the first day of an investment conference, despite boycotts by some delegates after the killing of a journalist.

14 and alone: The girls risking everything to get to America
Tue, 23 Oct 2018 16:25:00 +0100


Trump aide to Russia: 'Don't mess with US elections'
Tue, 23 Oct 2018 18:06:00 +0100
Donald Trump's national security adviser John Bolton has said alleged Russian meddling in US elections had backfired on Moscow.



tikatoshop.it

Erfahrungen mit Pallhuber Wein
Agen Bola SBOBET Terpercaya

Travel in comfort and at your leisure with CT Airlink Limousine & Car Service for top quality private transportation and exceptional customer service. We operate Sedans, SUVs & Vans for CT Car Services to covering all Connecticut airports including Car Service from CT to Newark Airport , Mohegan Casino Uncasville CT, Foxwoods Casino Mashantucket CT, Manhattan Cruise Terminal NYC, Brooklyn Cruise Terminal NYC and Bayonne Cruise Terminal NJ. CT Airlink hire licensed and friendly chauffeurs who have in-depth knowledge of the Areas.

Balance Transfers Can Help You Stop Putting Money Down The Drain!

As you probably know, interest rates are at all time... Read More

Good vs. Bad Credit Debt

Do you know the difference between good and bad credit... Read More

What To Look For In A Credit Card

When you are deciding what type of credit card to... Read More

Clean Credit Report: Easily Raise Your Credit Score 100 points

Clean Credit Reports, your credit report contains information about where... Read More

What Are the Most Common Ways to Commit Identity Theft or Fraud?

It's the number one source of consumer complaints at the... Read More

Credit and Banking Money Saving Services

The first rule when applying for banking and credit services... Read More

How Can A Qualified Mortgage Consultant Help Boost Your Credit Scores?

Consumers interested in purchasing or refinancing a home will pay... Read More

Sound Advice For First Time Credit Card Users

If you are just entering the world of credit cards,... Read More

Useful Tips on Using Credit Cards

Here are some useful tips on using credit cards. Whether... Read More

The Advantages of Credit Cards

There are many evils associated with credit cards, but there... Read More

How to Evaluate and Raise Your Credit Score

Why do some people get offers for pre-approved credit cards... Read More

Rebuild Your Credit the Right Way the First Time

If you are one of the millions of people out... Read More

How To Save Money On Credit Cards

Some credit cards offer a cash advance option. But how... Read More

Credit Cards For People With Bad Credit Scores

Sometimes life lands you in a situation that causes your... Read More

Credit Card Incentives

Credit card companies want your business. After all, lending money... Read More

10 Ways To Protect Your Financial Identity Being Used For Someone Else?s Shopping Spree

Someone impersonating you could be spending your hard-earned money.Impossible! Not... Read More

Why Consumers Need a Nationwide Credit Freeze NOW

What do a shoe retailer, an online discount broker, and... Read More

Your Guide On Choosing a Credit Card To Suit You

Reach into your wallet or purse, pull out a card,... Read More

19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that... Read More

5 Ways To Prevent Credit Card Late Fees

Paying a credit card late fee is the same as... Read More

Consumer Credit Reports

A consumer credit report is a factual record of an... Read More

Read and Understand Your Credit Card Statement

Have you ever looked at your credit card statement and... Read More

The Top 5 Secrets to Managing Your Credit Cards?So They Won?t Manage You

You've probably never heard of Frank X. McNamara, but he... Read More

Credit Card Tips

Here are some useful credit card tips for you to... Read More

Figuring Out the Ever Nebulous Numbers Called Credit Scores

Credit Score FactorsThe information contained on our credit reports affect... Read More