Maintain your old Siemens Hipath system

Credit Cards - A Blessing or a Curse?

Owning a credit card can be quite an advantage. Whether making online purchases, booking an air ticket or a hotel room on the phone or simply being in need of some emergency cash, having a credit card can be a big help. However, getting a credit card is also a huge responsibility and if you don't keep an eye on your spending habits, credit cards can create some serious problems. Here is an excellent list of tips on proper credit card use and if you follow these, you will likely stay out of trouble and your credit card will be a blessing instead of a curse:

1. When you make a purchase with the credit card, it is akin to taking a loan from your bank. What you have borrowed has to be returned - so do not borrow beyond your capacity to pay it back.

2. Always maintain a record of your credit card balances during a month so that you are aware of what you have already spent. This will help you evaluate if you can make any more purchases in that month as even small purchases can add up to large balances.

3. Retain all receipts at least untill you can compare them to the credit card monthly statement. If some purchases do not match or if some charges are higher than those on the receipt, immediately contact your credit card company.

4. Never give out your credit card to anyone! This includes people in your family and any of your friends. It is not that you cannot trust these individuals, but you cannot track purchases you are not even making.

5. When you charge more than you can repay, a lot can go wrong. This can limit your future potential of getting any kind of credit, including car loans, home mortgages and other forms of loans.

6. Pay your credit card bills on time or even before they are due. Doing so will not only help improve your credit scores, but also help avoid additional costs associated with late payment charges and accrued interest.

7. Pay your credit card bills in full every month. This is easy to do if, based on your income, you establish a monthly budget for your credit card purchases and then not exceed that.

8. Keep your credit cards for new purchasing. don't pay one credit card bill with a different credit card. This will inevitably lead to more charging and higher balances.

Connie Gutchrif is the President and Editor of FN Credit - An excellent resource for information on credit. To learn more, be sure to visit: http://www.fncredit.com

In The News:

Israel strikes Hamas in Gaza in response to rocket attack
Mon, 25 Mar 2019 15:56:00 +0000
Israel has begun striking Hamas targets in the Gaza Strip in response to a rocket attack that injured a British-Israeli family.

Putin ready to improve US ties after Trump cleared of collusion
Mon, 25 Mar 2019 11:45:00 +0000
Vladimir Putin is ready to improve ties with the US after Donald Trump's 2016 presidential campaign was cleared of colluding with Russia, the Kremlin has said.

Emiliano Sala contract not legally binding, Cardiff to tell FIFA
Mon, 25 Mar 2019 14:26:00 +0000
Cardiff City will tell world football's governing body FIFA that the contract to sign Emiliano Sala from Nantes was not legally binding.

Congo ebola epidemic becomes second worst outbreak
Mon, 25 Mar 2019 15:02:00 +0000
The ebola epidemic crippling parts of the Democratic Republic of Congo has now exceeded 1,000 cases, making it the second worst outbreak in history.

UK urged to suspend arms sales to Saudi over Yemen war
Mon, 25 Mar 2019 11:18:00 +0000
The leaders of Britain's five main opposition parties have demanded the UK government halts arms sales to Saudi Arabia for use in the war in Yemen, stops all British military operations in the kingdom and condemns Riyadh's conduct in the conflict.



tikatoshop.it

Erfahrungen mit Pallhuber Wein
Agen Bola SBOBET Terpercaya

Travel in comfort and at your leisure with CT Airlink Limousine & Car Service for top quality private transportation and exceptional customer service. We operate Sedans, SUVs & Vans for CT Car Services to covering all Connecticut airports including Car Service from CT to Newark Airport , Mohegan Casino Uncasville CT, Foxwoods Casino Mashantucket CT, Manhattan Cruise Terminal NYC, Brooklyn Cruise Terminal NYC and Bayonne Cruise Terminal NJ. CT Airlink hire licensed and friendly chauffeurs who have in-depth knowledge of the Areas.

How to Save Money on Your Credit Cards

Credit card companies make their money on the 85% of... Read More

Top 5 Reasons To Check Your Credit Report Regularly

#1 Make sure mistakes aren't hurting your credit.Reviewing your credit... Read More

Free Credit Report ? A Website Typo Could Be Costly

In 2003, Congress passed the Fair and Accurate Credit Transactions... Read More

Establishing Credit ? What You Need To Know Part 2

In my previous article "Establishing Credit ? What You Need... Read More

What is a Credit Card?

A credit card allows you to buy things even though... Read More

Credit Cards Can Help You Get Out Of Debt

Your credit rating / credit score is based upon how... Read More

Tips for Choosing a Credit Card Company

Credit Cards are essential for any consumer today. However, when... Read More

What is Credit Counselling?

Ever wondered what is Credit Counselling? There are occasions when... Read More

Credit Card Is Adding The Silver Lining To Your Pocket

In the new millennium plastic money or credit cards has... Read More

How Credit Scoring Works

The all important credit score! It determines the amount of... Read More

Rate Tarts Losing Ability to Cherry Pick

A "rate tart" is someone who switches from one zero... Read More

How Creditors Measure Your Credit Rating

Creditors will measure your credit rating based on the following... Read More

Why Should You Use Credit Cards

Believe it or not, the way society, especially the commercial... Read More

Credit Counseling -- Why It Doesnt Work For Most Debtors

"Cut Your Payments in Half!" the headline screams. "Consolidate Your... Read More

Finding the Right Credit Card

There are so many credit cards out there to choose... Read More

Dont Dig Your Own Pit

If you want to enjoy your life out of spending,... Read More

The Easy Way To Gain Access To Your Free Online Credit Report

When you apply for credit, those lending you the money... Read More

Avoiding College Credit Card Traps

Congratulations college freshman! You're about to embark on one of... Read More

New Law Provides Free Annual Credit Report

As of Thursday, December 1, 2004, one-third of Americans will... Read More

A No-Brainer Way Of Getting Credit And Credit Cards

What Is Your Credit Rating Now?If you have any charge... Read More

Learn How to Improve Your Credit Score

Having a damaging credit record can hurt you in many... Read More

How to Improve Your Credit Rating

So you got into debt, had problems but you got... Read More

Top 7 Factors to Consider While Reviewing Credit Card Offers

Credit cards have migrated from being hip or convenience product... Read More

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law... Read More

10 Ways To Boost Your Credit Score

1. Deleting Errors in 48 HoursThis is the absolute fastest... Read More