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19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More

Credit Damage: Getting Compensated for Your Loss

Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured - tangible goods and services. But, what happens... Read More

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days

In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...

To repair your bad credit does not necessarily mean that you now have a good credit, absolutely not. When most people have bad credit, they either purchase a credit repair book or seek a credit expert help. But before you do anything about your bad credit you need to understand... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More

Beware of Falling Minimum Payments

If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in... Read More

Convenience Can Be Costly

You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More

Credit Repair Scams

"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More

Debit Card vs. Credit Card, What Are The Differences ?

Ah, the "good old days". If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your "cash allowance" for the week. Otherwise,... Read More

How Healthy Is Your Credit

There's only one way to discover the "health" of your credit. You need to examine your credit report. Your credit report is your "consumer identity" that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the "tune-up" it needs for 2004.Tip #1- Check... Read More

In The News:

Iran set to enrich uranium to highest level ever - after 'attack' at nuclear facility blamed on Israel
Tue, 13 Apr 2021 20:50:00 +0100
Iran says it will increase its enrichment of uranium to 60% purity - its highest figure ever - bringing it closer to the levels needed for a nuclear weapon.

Water supplies running short on Caribbean island hit by volcano eruption
Tue, 13 Apr 2021 19:44:00 +0100
Clean water supplies are running short on the Caribbean island of St Vincent after ash from a volcanic eruption contaminated reservoirs.

Whistleblower claims WHO tried to force him to change report about Italy's pandemic protocols
Tue, 13 Apr 2021 17:37:00 +0100
Prosecutors in Italy are urging the World Health Organisation to assist them in their investigations into Italy's response to the COVID-19 pandemic.

Japan to release more than one million tonnes of radioactive Fukushima water into sea
Tue, 13 Apr 2021 06:34:00 +0100
Japan will release more than one million tonnes of radioactive water from the destroyed Fukushima nuclear plant into the Pacific Ocean.

Egypt files £600m compensation claim against owner of ship that blocked Suez Canal
Tue, 13 Apr 2021 17:07:00 +0100
Egypt has filed a multi-million pound compensation claim against the owner of the container ship that blocked the Suez Canal for nearly a week.

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Bank Robbery Growing In U.S.

Bank robbery has grown to become a huge problem in... Read More

What Is a FICO Score and How Do I Make It Work for Me?

Whether or not you receive a loan and what interest... Read More

Credit Counseling Basics

Credit counseling is an option you might want to consider... Read More

How Does a Creditor Determine Whether to Grant You Credit?

Credit 101How does a creditor determine whether to grant you... Read More

5 Ways To Raise Credit Score

It's not as hard as you think to raise credit... Read More

Credit Cards or Store Cards - Which Is Better?

Introduction In this article, a presentation is made of the... Read More

Credit Problems? Heres How to Manage Your Creditors

If you find that creditors are calling you almost daily... Read More

Credit Reports ? Why Your Credit Score is Important

If you have never heard of a FICO score before,... Read More

Learn How to Improve Your Credit Score

Having a damaging credit record can hurt you in many... Read More

Different Types of Credit Cards and Features - Part 1

Just as there are too many credit card companies to... Read More

Identity Theft - How to Protect Yourself

"Like the tan? I got tons of sun on that... Read More

How Businesss Mess Up Their Credit Policies

In "Become the Squeaky Wheel" a book recently published, Michelle... Read More

Annual Credit Report and Free Annual Credit Report

Getting an annual credit report review has been the advice... Read More

Bankruptcy Myths Busted

The average American knows very little about bankruptcy. Most people... Read More

Maximizing Credit Card Rewards

We spend money every single day on many different types... Read More

4 Steps You Can Take If Your Online Credit Card Application Has Been Refused

Help! I've Been Turned DownYou received an envelope in the... Read More

Important Things to Know About Divorce and Credit

Joint debts remain joint debts.Both spouses signed a legally binding... Read More

Protect Yourself Against Identity Theft

Identity theft is when someone uses, without permission, your personal... Read More

Credit Traps Snag Consumers

Nearly 20 years ago I worked for a small consumer... Read More

Building Good Business Credit After Bad Credit

Can you establish good business credit if you have bad... Read More

How To Use Your Credit Card For Ultimate Financial Advantage

Using a credit card wisely is an important step in... Read More

Bounced Checks - Straight Talk On Dealing With Bad Checks (NSF)

A check can be considered bad if it is bogus... Read More

Are You The Only One Using Your Name?

Identity theft has become an epidemic. Millions and millions of... Read More

Student Credit Cards

STUDENT CREDIT CARDS With graduate debt averaging... Read More

Building Your Credit History

Today, credit is an indispensable part of our lives. In... Read More